Debt Respite Scheme
Commons · Question 16350 · Tabled 6 Jul 2026 · Treasury · Official record
Answered 13 Jul 2026
Question
Asked by Joshua Reynolds
To ask the Chancellor of the Exchequer, what assessment she has made of the safeguards within the Debt Respite Scheme (Breathing Space) available to creditors, including private landlords, whose debts are subject to a moratorium.
Answer
Answered by Rachel Blake, 13 Jul 2026
The Breathing Space Scheme was established to support those in problem debt engage with professional debt advice, or to receive crisis treatment for a mental health condition, by providing temporary protections from creditor enforcement action. The Govern...