Floods: Home Insurance
2026-07-01 · Department for Environment, Food and Rural Affairs · 15506 · Official question
Question
To ask the Secretary of State for Environment, Food and Rural Affairs, whether she expects insurers to pass on the full reduction in Flood Re contents-only premiums to consumers.
Answer
On 1 July 2026 this Government announced reforms to ensure Flood Re remains fair, sustainable and focused on supporting the lower and average-income households who need it most. Without reform, rising claims and reinsurance costs would place increasing pr...