Mortgages
Commons · Question 11560 · Tabled 19 Jun 2026 · Treasury · Official record
Answered 24 Jun 2026
Question
Asked by Vikki Slade
To ask the Chancellor of the Exchequer, if she will have discussions with (a) the Financial Conduct Authority and (b) mortgage lenders on the potential merits of using rent payment history as an indicator of mortgage affordability.
Answer
Answered by Rachel Blake, 24 Jun 2026
The Government works closely with the Financial Conduct Authority to consider the regulation of the mortgage market and is regularly in contact with mortgage lenders on all aspects of their business, including the use of rental payments for affordability ...