Written questions

Motor Insurance

Commons · Question 9832 · Tabled 15 Jun 2026 · Treasury · Official record

Answered 23 Jun 2026

Question

Asked by Joshua Reynolds

To ask the Chancellor of the Exchequer, what assessment her Department has made of how the age of policyholders is reflected in motor insurance premiums; and whether she has had discussions with the Financial Conduct Authority on the transparency of age-b

Answer

Answered by Rachel Blake, 23 Jun 2026

Insurers make commercial decisions about the terms on which they will offer cover following an assessment of the relevant risks. This is usually informed by the insurer’s claims experience and other industry-wide statistics The Equality Act 2010 generally...