Written questions

First Time Buyers: Individual Savings Accounts

Commons · Question 7287 · Tabled 5 Jun 2026 · Treasury · Official record

Answered 15 Jun 2026

Question

Asked by Freddie van Mierlo

To ask the Chancellor of the Exchequer, what assessment her Department has made of the impact of the Lifetime ISA £450,000 cap on first time buyers in areas with high land prices, such as Henley and Thame constituency.

Answer

Answered by Rachel Blake, 15 Jun 2026

Data from the latest UK House Price Index shows that while the average price paid by first-time buyers has increased, it is still below the LISA property price cap in all regions of the UK except for London, where the average price paid is affected by bor...