Written questions

Students: Loans

Commons · Question 126291 · Tabled 10 Apr 2026 · Department for Education · Official record

Answered 21 Apr 2026

Question

Asked by James McMurdock

To ask the Secretary of State for Education, with reference to her Department’s press release entitled Interest rate cap introduced to protect Plan 2 borrowers, published on 7 April 2026, what assessment she has made of the impact of the cap on incentives

Answer

Answered by Josh MacAlister, 21 Apr 2026

The government has taken decisive action to cap the maximum interest rates on Plan 2 and Plan 3 (postgraduate) student loans at 6%, instead of the Retail Prices Index (RPI) plus 3%, for the 2026/27 academic year. This short term protective measure removes...