Students: Loans
Commons · Question 122024 · Tabled 18 Mar 2026 · Department for Education · Official record
Answered 30 Mar 2026
Question
Asked by Iqbal Mohamed
To ask the Secretary of State for Education, what assessment she has made of the potential impact of Plan 2 student loan interest rates on borrowers, particularly in relation to (a) long-term debt balances and (b) the ability of borrowers to (i) access mo
Answer
Answered by Josh MacAlister, 30 Mar 2026
The size of outstanding student loans does not prevent access to a mortgage, and student loan balances do not appear on borrower credit records, therefore the total size of a student’s debt is not considered in a mortgage application.Monthly student loan ...