Students: Loans
Commons · Question 120933 · Tabled 16 Mar 2026 · Department for Education · Official record
Answered 23 Mar 2026
Question
Asked by Ian Byrne
To ask the Secretary of State for Education, what assessment her Department has made of the potential impact of increased student loan balances on graduates’ access to mortgages and savings.
Answer
Answered by Josh MacAlister, 23 Mar 2026
The size of one’s outstanding student loan is not a barrier to accessing a mortgage and savings. Student loan balances do not appear on borrower credit records, meaning the total size of the student loan debt is not considered in a borrower mortgage appli...