Motor Insurance
Commons · Question 105661 · Tabled 14 Jan 2026 · Treasury · Official record
Answered 21 Jan 2026
Question
Asked by Andrew Rosindell
To ask the Chancellor of the Exchequer, if she will make it her department’s policy to introduce a mandatory excess reimbursement for innocent parties in motor vehicle accidents.
Answer
Answered by Lucy Rigby, 21 Jan 2026
Insurers make commercial decisions about pricing and the terms of cover, they offer, including no claims discounts, based on their assessment of the relevant risks. The government does not generally intervene in these decisions by insurance companies and ...