Motor Insurance: Fees and Charges
Commons · Question 102943 · Tabled 5 Jan 2026 · Department for Transport · Official record
Answered 13 Jan 2026
Question
Asked by Pippa Heylings
To ask the Secretary of State for Transport, whether she is taking to protect motorists from facing increased motor insurance premiums following a non-fault road traffic accident.
Answer
Answered by Lilian Greenwood, 13 Jan 2026
Motor insurers are responsible for setting the terms and conditions of the policies that they offer and decide the level of risk that they take in issuing any policy to a given applicant. Drivers need to declare incidents that they are involved in, regard...