Written questions

Floods: Home Insurance

Commons · Question 95322 · Tabled 27 Nov 2025 · Department for Environment, Food and Rural Affairs · Official record

Answered 3 Dec 2025

Question

Asked by Charlie Maynard

To ask the Secretary of State for Environment, Food and Rural Affairs, what information her Department holds on the reasons for households not obtaining insurance for flooding in spite of being eligible for the Flood Re scheme; and if she will call on Flo

Answer

Answered by Emma Hardy, 3 Dec 2025

Flood Re is a joint Government-industry scheme enabling high flood risk households to access affordable insurance. Since launch, Flood Re has supported more than 650,000 households, with 346,000 policies ceded to them in 2024/25. Prior to Flood Re’s ince...