Mortgages: Regulation
Commons · Question 91221 · Tabled 14 Nov 2025 · Treasury · Official record
Answered 24 Nov 2025
Question
Asked by Martin Wrigley
To ask the Chancellor of the Exchequer, if she will make an assessment of the potential merits of changing the Financial Conduct Authority's commercial mortgage regulations to only apply when a problem is observed and a complaint raised.
Answer
Answered by Lucy Rigby, 24 Nov 2025
Unlike residential mortgages, commercial mortgages are not typically regulated by the Financial Conduct Authority.