Written questions

Debt Collection

Commons · Question 85656 · Tabled 27 Oct 2025 · Treasury · Official record

Answered 4 Nov 2025

Question

Asked by Gregory Stafford

To ask the Chancellor of the Exchequer, whether she has had discussions with the Financial Conduct Authority on improving guidance for debt purchasers on responding to disclosures of consumer vulnerability.

Answer

Answered by Lucy Rigby, 4 Nov 2025

The Financial Conduct Authority (FCA) is responsible for the regulation of firms carrying out debt purchasing activities in respect to credit or consumer hire agreements. The FCA expects that these firms treat customers fairly, including those in vulnerab...