Written questions

Floods: Insurance

Commons · Question 80281 · Tabled 10 Oct 2025 · Department for Environment, Food and Rural Affairs · Official record

Answered 20 Oct 2025

Question

Asked by Chris Coghlan

To ask the Secretary of State for Environment, Food and Rural Affairs, with reference to the Environment Agency's document entitled National assessment of flood and coastal erosion risk in England 2024, updated on 22 January 2025, what assessment she has

Answer

Answered by Emma Hardy, 20 Oct 2025

Insurers consider a range of factors in setting premiums for insurance policies that include cover against flooding. This will include factors such as previous claims history, as well as future risk of flooding. Insurance companies may use Environment Age...