Mortgages: Ground Rent
Commons · Question 73505 · Tabled 29 Aug 2025 · Treasury · Official record
Answered 4 Sep 2025
Question
Asked by Andrew Snowden
To ask the Chancellor of the Exchequer, what recent assessment she has made of the potential impact of the level of ground rents on mortgage lending decisions.
Answer
Answered by Emma Reynolds, 4 Sep 2025
The pricing and availability of mortgages, including how ground rents factor into mortgage applications, is a commercial decision for lenders in which the Government does not intervene. More widely, the Government remains firmly committed to its manifesto...