Floods: Insurance
Commons · Question 72998 · Tabled 29 Aug 2025 · Department for Environment, Food and Rural Affairs · Official record
Answered 8 Sep 2025
Question
Asked by Andrew Snowden
To ask the Secretary of State for Environment, Food and Rural Affairs, if he will consider requiring insurers participating in the Flood Re scheme to include surface water flooding coverage as standard.
Answer
Answered by Emma Hardy, 8 Sep 2025
The Flood Reinsurance (Scheme Funding and Administration) Regulations 2015 define a “flood” as “water, from any source external to a building, which enters a building…at or below ground level, or above ground level, provided that part of the body of such ...