Written questions

Financial Services: Fraud

Commons · Question 68720 · Tabled 17 Jul 2025 · Treasury · Official record

Answered 23 Jul 2025

Question

Asked by Sir John Whittingdale

To ask the Chancellor of the Exchequer, what assessment she has made of the effectiveness of the Authorised Push Payment framework in tackling financial fraud.

Answer

Answered by Emma Reynolds, 23 Jul 2025

As an important point of principle, the Government does not step in to pay compensation in respect of failed financial services firms that fall outside of the Financial Services Compensation Scheme (FSCS). Doing so would create the wrong set of incentives...