Written questions

Mortgages

Commons · Question 36897 · Tabled 10 Mar 2025 · Treasury · Official record

Answered 12 Mar 2025

Question

Asked by Manuela Perteghella

To ask the Chancellor of the Exchequer, whether she has made an assessment of the potential impact of interest only mortgages on financial planning for borrowers.

Answer

Answered by Emma Reynolds, 12 Mar 2025

The Financial Conduct Authority (FCA) has responsibility for the day-to-day operation of the residential mortgage market, including the regulation of interest only mortgages. Following research and analysis published in August 2023, the FCA is reviewing i...