Written questions

Credit Reference Agencies

Commons · Question 25760 · Tabled 22 Jan 2025 · Treasury · Official record

Answered 28 Jan 2025

Question

Asked by Nick Timothy

To ask the Chancellor of the Exchequer, if she will take steps to simplify the process for requesting a credit freeze from consumer credit reporting companies.

Answer

Answered by Emma Reynolds, 28 Jan 2025

The Financial Conduct Authority (FCA) recently conducted a study on the credit information market - the Credit Information Market Study - to understand how this market operates and assess whether it is working effectively for consumers and lenders. In Dec...