Mortgages: Regulation
Commons · Question 24348 · Tabled 15 Jan 2025 · Treasury · Official record
Answered 22 Jan 2025
Question
Asked by Luke Charters
To ask the Chancellor of the Exchequer, what assessment she has made of the potential merits of reforming mortgage regulation.
Answer
Answered by Emma Reynolds, 22 Jan 2025
The Financial Conduct Authority (FCA), who are operationally independent of Government, are responsible for the regulation and conduct of financial services and markets, including the residential mortgage market. In 2014, the FCA put in place new regulati...