Mortgages: Energy Performance Certificates
Commons · Question 15382 · Tabled 20 Nov 2024 · Department for Energy Security and Net Zero · Official record
Answered 29 Nov 2024
Question
Asked by Andrew Cooper
To ask the Secretary of State for Energy Security and Net Zero, if he will make an assessment of the potential merits of requiring mortgage providers to reflect the EPC rating of properties in their mortgage rate offers to consumers.
Answer
Answered by Miatta Fahnbulleh, 29 Nov 2024
The pricing of mortgages is a commercial decision for lenders. Currently the market provides a range of products such as green mortgages that can offer reduced rates or cashback for borrowers where certain conditions are met. Any borrower seeking one of t...